How To Get A Car Loan For A Private Sale

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'Brilliant from start to finish made it very easy for me to purchase my vehicle. Top quality customer service from all at Car Loan Warehouse. I would recommend to anyone and everyone.'

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With our help, you can find the very best car finance deals regardless of where your dream car comes from.

Unlike many other car financing companies, we offer customers car finance for private sales in addition to dealer-bought vehicles.

To discuss private sale car finance with an expert, get in touch by calling us on 0800 066 2888 – and to take the next step, apply online today or try our car loan calculator to see how much you could borrow.

Am I better off buying from a private seller?

Hundreds and even thousands of pounds of car value is lost in depreciation immediately after buying a new vehicle from a car dealership, but this isn't the case with used cars. Buying a nearly new car can, therefore, be the most cost-effective option, as long as you aren't compromising on make, model, condition or specification – and if you're looking for car finance, private sales are still an option. And while dealerships also offer used cars, the prices of these used cars, compared with private sale, are often significantly higher.

Questions? CALL 0800 066 2888

Our experts are always ready to help

How does car finance for private sales work?

Buyers looking to purchase from Autotrader or other private sales listings would typically be required to fund the purchase themselves – but at The Car Loan Warehouse, our private sale car loans make it easy to find the car you want from any legitimate seller. Our finance experts understand that customers are looking for the best deal available, so we're happy to arrange secured private sale car finance at a rate that suits you.

Follow our online application process or call 0800 066 2888 and be approved within 60 minutes
Search private car sales, knowing your finance is already approved
Call us back with vehicle details and the amount you wish to borrow

The finance company will check that the vehicle has no outstanding finance, is being sold legally and the history checks out. After that, The Car Loan Warehouse will ensure a quick, smooth process so you can get on the road as quickly as possible.

Monthly Payment £0

Total Repayable £0

(7.8% APR illustration)

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This does not constitute a quote, it's for illustration purposes only. Rates may vary depending on loan amount and individual circumstances.